Sky Auto Finance

Frequently Asked Questions

If I want to pay off my loan early is there a prepayment penalty?

No, we have no prepayment penalties.

What do I need to get a title loan?

The title of the car has to be in Florida with your name and with no Liens.   A current ID such as a Driver’s License from the State of Florida.   The car must be operable and in working condition.  If it is at a repair shop, we send the funds directly for the repair.  A proof of address such as a recent bill with your name and address will be required.     


How much money can I get?

The amount of money you can borrow is based on the value of your car, and can range anywhere from $1,000 to $25,000. 

Will I be able to keep driving my car?

Yes, you will keep your car the entire time.  When you finish making your payments, you receive your title back. 

Do you charge anything if I don’t qualify for the loan?

No, we will not charge you any fees.

How long does the process take?

If you have all of your information, including your car title, registration, drivers license, and a recent bill with your name and address you can have access to your money in less than 30 mins.

When is my first payment?

Your first payment will be due 30 days after you get your loan. 

How long is your loan?

We offer a 12 month loan.

Can I apply after hours?

Yes, we receive and process online applications 24/7, and conduct inspections from 8 AM to 8 PM Monday- Friday and Saturday’s from 9 AM-5 PM.