Sky Auto Finance

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Terms and Conditions

By using this service, you agree to comply with and be bound by the following terms and conditions. If you do not agree with these terms, please do not use our service.
  1. Acceptance of Terms
    • By subscribing to our text messaging service, you acknowledge that you have read, understood, and agree to these Terms and Conditions.
  2. Service Description
    • Our text messaging service allows us to send promotional, informational, and/or transactional messages to you via SMS and/or MMS.
  3. Eligibility
    • To use our service, you must be at least 18 years old or have the consent of a parent or guardian. By using our service, you represent that you meet these eligibility requirements.
  4. Consent to Receive Messages
    • By subscribing to our service, you consent to receive messages from SKY AUTO FINANCE LLC at the number provided. Msg & data rates may apply. Message frequency varies.
  5. Message Frequency
    • The frequency of messages may vary. You will be notified of any changes to the frequency of messages you receive.
  6. Opt-Out Procedure
    • You may opt out of receiving messages at any time by replying with "STOP" or following the opt-out instructions provided in the messages. Upon receiving an opt-out request, we will remove you from our messaging list within a reasonable timeframe.
  7. Standard Message and Data Rates
    • By using our service, you acknowledge that message and data rates may apply as per your mobile carrier’s terms. You are responsible for any charges incurred as a result of receiving messages.

Privacy Policy

FACTS

WHAT DOES SKY AUTO FINANCE LLC (“Sky Auto”) DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depends on the product or service you have with us. This information can include:


§  Social Security number

§  payment history

§  transaction history

§  credit history

§  assets

§  employment information



When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’ personal information; the reasons Sky Auto chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Sky Auto share?

Can you limit this sharing?

For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes
information about your transactions and experiences

Yes

Yes

For our affiliates’ everyday business purposes
information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We don’t share

 

Questions?

Call 954-836-9299 or go to https://www.SkyAutoFinance.com

 

Who we are

Who is providing this notice?

Sky Auto Finance LLC (“Sky Auto”)

What we do

How does Sky Auto protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Sky Auto collect my personal information?

We collect your personal information, for example, when you

§  apply for a loan

§  give us your contact information

§  pay us by check

§  provide employment information

§  show your government-issued ID


We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

§  sharing for affiliates’ everyday business purposes — information about your creditworthiness

§  affiliates from using your information to market to you

§  sharing for nonaffiliate to market to you


State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

§  Sky Auto has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial or nonfinancial companies.

§  Sky Auto does not share with nonaffiliates so they can market to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.


§  Sky Auto doesn’t jointly market